Unless you’re a retailer, Christmas can be a difficult time of year for small businesses. Business slows down, staff are away from the office, invoices are not chased and the business can go in to a seasonal shutdown. All of this can have a negative impact on your cash flow, and if not dealt with properly, these issues can follow you in to the New Year.

If you haven’t already, it’s crucial you create a plan of action to avoid Christmas cash flow shortages. David Henderson, an SME finance guru ad found of CashMax Forecaster, shares his tips for keeping your cash flow in check this Christmas.

12 Tips For Maintaining A Steady Cash Flow This Christmas From An SME Finance Guru